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Loans & interest

Loan EMI

Estimate monthly instalments and total interest for a fixed-rate loan.

Monthly payments at period end, constant rate, no fees, prepayments or rate resets. Bank schedules can differ.

Your numbers

Minimum 0
Minimum 0 · Maximum 100
Minimum 1 · Maximum 1,200

Your estimate

Monthly EMI₹10,623.52
Total interest₹1,37,411.34
Total repayment₹6,37,411.34

Your inputs stay in this calculator’s local browser state; no account is required.

How it works

EMI = P × r / (1 − (1 + r)^−n), with r = annual rate / 1200.

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